What kind of account is right for you? Which banking services will you find most useful?
How can you make your money work harder? How can you plan for the unexpected? This section identifies some of the options and advantages open to you through La Poste.
Your simple everyday banking solution: the Postal Current Account
With the Postal Current Account, La Banque Postale gives you maximum flexibility.
- A convenient account*: with the possibility of a personalised overdraft facility*.
- A range of payment options: cheque book sent automatically to your home in France, international payment card*.
- Simple fund transfers: transfer payments and cheque deposits at competitive rates.
La Banque Postale also offers you services that:
- protect you against loss or theft of your method of payment** ,
- manage your account remotely (via Internet, telephone, and an alert system on your mobile phone).
You can choose between an "à la carte" service… or simplify your life with Adispo, our global solution.
* Subject to approval of the application. Overdraft to be repaid within 30 days. Interest rates subject to rates in force.
** Insurance subject to limits and conditions explained in the Alliatys information bulletin.
Making your money work: an interest-bearing account
At La Banque Postale, you can also earn interest on your money. For example, with Régulys and C.CéPargne, you can transfer money from your Postal Current Account to a "Livret A" Savings Account, and earn 2.75%* interest. While you earn interest on your account, you still have instant access to your money.
You have the choice to decide on the minimum account balance that you wish to maintain in your current account, and automatically transfer any surplus to a savings account. Ask about C.CéPargne**.
Or you can transfer a fixed amount of money every month to a savings or investment account of your choice. Ask about Régulys.
* Rate in force since 1st August 2006, subject to modification on a 6-monthly basis.
** 8.30 euros per year as of 1st July 2006. Pricing subject to modification.
Preparing for the unexpected: solutions for you and your family's future
La Banque Postale offers you a complete range of insurance and protection at the fairest prices, to protect those you love in the event of an accident, sickness, loss of independence or death.
Ask our financial advisers for more details! If you need more information, please let us know.